Loan Rates

Visit our mortgage website* to view today's rates. All rates listed here are for primary residences only. For other rates and programs or to verify the current rate, please call. Rate lock fees may apply, and rates are subject to change.

Rate lock fees may apply. Rates are subject to change.

321 RELOC

*APR = Annual Percentage Rate. APRs are as low as the rates listed above for an approximate listed term. The rates and approximate terms above are for homes with a loan-to-value (LTV) of up to 80%. Your actual rate will be determined by your credit qualifications and the term you choose. Rates may change at any time. A two-year draw period is followed by an approximate term of 60, 120, or 180 months. Appraisal, 40-year title examination, and title insurance fees may apply.

RELOC

APR = Annual Percentage Rate. APRs are as low as the rates listed above for an approximate listed term. The rates and approximate terms listed above are for homes with a loan-to-value (LTV) of up to 80%. APRs are subject to a maximum of 18% and a minimum of the Prime Rate. Your actual rate will be determined by your credit qualifications and the term you choose. Rates may change at any time. Fees range from $275 to $325. Appraisal, 40-year title examination, and title insurance fees may also apply.

Start your next project with Zen Trust Global on your side.

Get your money quicker with an unsecured home improvement loan! You'll get a low fixed rate that won't tie up your home's equity. Call us to take advantage of this offer.

Our student loans can be available within several business days. For details and to place your loan request, visit our student loan website. Student loan applications must be submitted online.

REACH increases your buying power by refinancing your student loan debt at a low fixed rate, in conjunction with your mortgage. Get started by applying for a mortgage online, through our mobile app, or in person (visit our mortgage website* to see today's rates). When the mortgage is approved, notify the mortgage officer of your interest in REACH. Your mortgage officer will help you refinance your student loans.

Get the best value and features all in one convenient card. You'll get a low fixed rate, no annual fee, no cash advance fee, and your choice of rewards. It also comes with $0 liability for unauthorized purchases and the latest fraud prevention technology. Please see our credit card page for more great benefits.

Platinum with Rewards as low as 7.45% APR* (no annual fee!)

*Annual percentage rates (APRs) stated here are "as low as". Your actual APR will be determined by your credit qualifications.

Life can be expensive. We can help. Cash loans are available for almost any purpose, including medical expenses, car repairs, college books, and holiday shopping. You’ll have cash in hand, and can take up to four years to pay it back.

When you’ve found the car you want, you can submit your request online and get an instant response. You can also make an appointment with a loan officer. We’ll contact you with any questions and let you know when your check will be ready. Please see our vehicle loans page for more information.

*Annual percentage rate (APR) of 2.94% is for the approximate term of 24-months as listed above and was current as of 8/1/2022. Your actual rate will be determined by your credit qualifications and the term you choose. Rates may change at any time. To open a vehicle loan, a Zen Trust Global share account is required, which has a minimum balance requirement of $5.00. 

**New/used vehicles with titles are cars, trucks, boats, motorcycles, ATVs, snowmobiles, RVs, motor homes, or campers.

To avoid overdraft fees, ask about a checking line of credit. If your transaction exceeds the funds available, a loan is generated in increments of $100 (up to your limit). This money will be moved to your checking account to cover the amount of your purchase or withdrawal.